Our Services
Residential Home & Investment Loans
Commercial Property & Business Loans
Commercial Property & Business Loans
Residential mortgages for owner-occupiers and investors.
Commercial Property & Business Loans
Commercial Property & Business Loans
Commercial Property & Business Loans
Lending for commercial properties and business needs.
Construction & Development Loans
Commercial Property & Business Loans
Construction & Development Loans
Financing for building or renovating residential or commercial properties.
Equipment & Vehicle Loans
Construction & Development Loans
Loans for business equipment, machinery, and vehicles.
Personal & Lifestyle Loans
Unsecured and secured loans for personal expenses.
SMSF Loans
Loans for purchasing property within a Self-Managed Super Fund.
Unpacking The Lending Journey
1. Initial contact & information gathering process is undertaken.
2. Finance options and borrowing capacity communicated with the client.
2. Finance options and borrowing capacity communicated with the client.
- Meeting with the client (in-person or remotely).
- Understanding their financial situation, goals, and needs.
- Gathering necessary personal and financial documents.
2. Finance options and borrowing capacity communicated with the client.
2. Finance options and borrowing capacity communicated with the client.
2. Finance options and borrowing capacity communicated with the client.
- Researching suitable loan products and lenders based on the client's profile.
- Calculating the client's potential borrowing capacity.
- Presenting and explaining various loan options, interest rates, fees, and features.
- Assisting the client in choosing the most appropriate loan.
3. Application is processed and submitted to the lender / bank.
2. Finance options and borrowing capacity communicated with the client.
3. Application is processed and submitted to the lender / bank.
- The broker completes the loan application accurately.
- Collating and organising all required supporting documentation.
- Submitting the application and supporting documents to the chosen lender.
4. Lender / bank process & assessment of loan application.
3. Application is processed and submitted to the lender / bank.
- The lender undertakes their internal assessment, including credit checks, property valuation, and verification of information.
- The broker acts as a liaison between the client and the lender, addressing any queries or requests for further information.
5. Loan is unconditionally approved & settlement is booked between lenders, conveyancers etc.
- The lender issues unconditional loan approval.
- The broker communicates the approval to the client.
- The broker, lender, and the client's and seller's conveyancers/solicitors coordinate to book the settlement date and time via PEXA (Property Exchange Australia).
6. Post-settlement support is provided by broker.
- Follows up with the client after settlement to ensure everything has gone smoothly.
- Answers any questions the client may have about their new loan.
- Offers ongoing support for future financial needs e.g. understanding loan statements, refinancing mortgage, periodically reviewing the clients financial situation, providing market updates and potential opportunities.